Financial Services – Esperance


No Interest Loan Scheme

Financial Support

No Interest Loans (NILS) provide individuals and families on low incomes with access to safe, fair and affordable credit. Loans are available for essential goods and services such as fridges, washing machines, car repairs and medical procedures for up to $1,500. Repayments are set at an affordable amount over 12 to 18 months.


  • Health Care Card/ Pension Card or earn less than $45 000 a year after tax ($60 000 for couples or people with dependants)
  • Lived at current or previous address for at least 3 months
  • Capacity to repay the loan

Phone13 NILS (13 64 57)
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Esperance Financial Counselling Service

Financial Counselling services include:

  • Learn different ways to spend and save money
  • Prepare personal and family budgets
  • Talk to creditors
  • Negotiate payments/loans
  • Reduce financial stress
  • Choose options to reduce debts
  • Make appropriate referrals
  • Bankruptcy options
  • Provide financial education
  • Ensure you are receiving eligable rebates and subsidies
  • Applications for No Interest Loan Scheme(NILS)
  • Applications Step Up Loans

AddressBalmoral Square, 53 The Esplanade
Phone (08) 9071 3101
Website url

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TV Financial Services

Financial Planning

TV Financial is a specialist financial planning and services consultancy. Services include:

Loan advice and revision for:

  • Personal loans
  • Home loans
  • Asset and equipment finance
  • Commercial finance
  • Agribusiness

Planning advice for:

  • Superannuation
  • Self-managed superannuation
  • Investments
  • Life and income insurance
  • Retirement planning
  • Estate planning

Address71 The Esplanade
Phone (08) 9072 1138
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ARC Accounting and Financial Solutions

Financial Planning

ARC Accounting and Financial Solutions are financial advisers, services include:

  • Deposit and Payment Products – basic and non-basic deposit products
  • Government debentures, stocks or bonds
  • Life Products – including Investment and Life Risk Insurance Products
  • Managed Investment Schemes including Investor Directed Portfolio Services
  • Retirement Savings Accounts
  • Margin Lending
  • Securities
  • Superannuation, including Self-Managed Super Funds
  • Tax (Financial) Advice

AddressUnit 1, Windich House, 58 Windich Street
Phone (08) 9071 5833
Website url

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Precept Financial Service

Financial Planning

Precept Financial Services are financial advisors providing advice in:

  • Superannuation,
  • Investments,
  • Personal life insurance and
  • Income protection.

They can help you:

  • Identify goals
  • Consider opportunities and risks
  • Bridge the gap
  • Bring plans to life,
  • Staying on track.

AddressSuite 1, 98 Dempster Street
Phone (08) 9071 1210
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State and National Financial Support Services


Financial Support Service

ASIC's MoneySmart website is for all Australians - young or old, rich or poor, investing or paying off debt.


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Financial Counselling Australia

National Debt Hotline

National Debt Helpline is a not-for-profit service that helps people tackle their debt problems. We’re not a lender and we don’t ‘sell’ anything or make money from you. Our professional financial counsellors offer a free, independent and confidential service.

Phone1800 007 007
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Your Toolkit

Domestic and Family Violence financial support service

The aim of Your Toolkit is to provide you and your family with support and help on the path to a more independent, confident and safe life. It has been built in consultation with women who have experienced domestic and family violence, support workers and industry professionals who understand the needs of women and families experiencing abuse.


Website url

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Rural Financial Counselling Services

Financial Services

The RFCS services all types of farming including livestock, grain, fruit and vegetables. Since starting it has been extended to cover professional fishing, forestry and small rural businesses that support these industries, such as fencing, harvesting, spraying or stock management contracting.

RFCS is focused on the financial aspects of the enterprise, especially long term financial sustainability. It works with tools in business analysis and planning, personal goal setting and debt management. It can help access government assistance programs.

Their “Counsellors” are country people, farmers and from farming families in the main, with skills, knowledge, experience and formal qualifications in business financial management.


Phone1800 612 004 or (08) 9964 7033
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