Financial Services – Northam

No Interest Loan Scheme

Financial Support

No Interest Loans (NILS) provide individuals and families on low incomes with access to safe, fair and affordable credit.

Loans are available for essential goods and services such as fridges, washing machines, car repairs and medical procedures for up to $1,500. Repayments are set at an affordable amount over 12 to 18 months.

Eligibility:

  •  Health Care Card/ Pension Card or earn less than $45 000 a year after tax ($60 000 for couples or people with dependants)
  • Lived at current or previous address for at least 3 months
  • Capacity to repay the loan

Phone13 NILS (13 64 57)
Website urlhttps://nils.com.au/

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Share and Care: Financial Counsellor Program

Financial Services

This service offers assistance to anyone wishing to take control of their finances

The Financial Counsellor offers:

  • Assistance with developing budgets that cater to individual’s needs
  • Negotiation with creditors including debt collection agencies Bankruptcy issues, information and assistance
  • Community Education
  • Mortgage stress, threatened foreclosure
  • Advocacy and negotiation on your behalf where requested

HOURS:

  • Monday – Friday 9:00am – 4:00pm

Address88 Wellington Street
 NORTHAM WA 6401
Phone(08) 9622 2828
Website urlhttp://www.shareandcare.com.au/services.html

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Country Financial Direction

Financial Services

Country Financial Directions services include:

  • Superannuation
  • Self Managed Super Funds
  • Retirement Planning
  • Estate Planning
  • Budgeting
  • Investments
  • Creating Wealth
  • Personal Insurance
  • Debt Management Analysis
  • Cash-flow Analysis
  • Retirement Income Analysis

HOURS:

  • Monday – Friday 9:00am – 4:00pm

Address20 Gairdner Street
 NORTHAM WA 6401
Phone (08) 9622 1353
Emailcraig@northamfamilylawyers.com
Website urlhttp://www.countryfd.com.au/index.html

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Share and Care: The Men's Lodge

Financial Counselling

The Lodge is designed to provide safe secure accommodation to Homeless men from age 18+. Men accommodated in the Lodge can expect to receive assistance with a range of services including:
  • Employment opportunities 
  • Mentoring
  • Referrals to agencies such as Drug & Alcohol
  • Centrelink
  • Financial Counselling
  • Department of Housing and assistance with immediate needs such as food, housing, medical, clothing etc.
Referrals from DCP, other agencies and self referrals accepted.

HOURS:

  • Monday – Friday 9:00am – 4:00pm

Address88 Wellington Street
 NORTHAM WA 6401
Phone(08) 9621 2311 or 0408 935 388
Emailadmin@shareandcare.com.au
Website urlhttp://www.shareandcare.com.au/services.html

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State and National Financial Support Services

MoneySmart

Financial Support Service

ASIC's MoneySmart website is for all Australians - young or old, rich or poor, investing or paying off debt.

 

Website urlhttps://www.moneysmart.gov.au/

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Financial Counselling Australia

National Debt Hotline

National Debt Helpline is a not-for-profit service that helps people tackle their debt problems. We’re not a lender and we don’t ‘sell’ anything or make money from you. Our professional financial counsellors offer a free, independent and confidential service.

Phone1800 007 007
Website urlhttps://ndh.org.au/

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Your Toolkit

Domestic and Family Violence financial support service

The aim of Your Toolkit is to provide you and your family with support and help on the path to a more independent, confident and safe life. It has been built in consultation with women who have experienced domestic and family violence, support workers and industry professionals who understand the needs of women and families experiencing abuse.

 

Website urlhttps://yourtoolkit.com.au/

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Rural Financial Counselling Services

Financial Services

The RFCS services all types of farming including livestock, grain, fruit and vegetables. Since starting it has been extended to cover professional fishing, forestry and small rural businesses that support these industries, such as fencing, harvesting, spraying or stock management contracting.

RFCS is focused on the financial aspects of the enterprise, especially long term financial sustainability. It works with tools in business analysis and planning, personal goal setting and debt management. It can help access government assistance programs.

Their “Counsellors” are country people, farmers and from farming families in the main, with skills, knowledge, experience and formal qualifications in business financial management.

 

Phone1800 612 004 or (08) 9964 7033
Emailadmin@rfcswa.com.au
Website urlhttps://rfcswa.com.au/

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